4Buckets Retirement

Experience Your Retirement Income

You’ve spent years and even decades saving for the transition in your life when enjoying your efforts can take priority. Generating reliable income from your accumulated savings is the foundation for making that possible. Just like a life in retirement requires new rhythms, a financial plan focused on income requires a new mindset. The 4Buckets is the new approach to create a simple, reliable path toward a lifetime of income and enjoyment.

How it Works

We created The Four Buckets Retirement Income Strategy^TM to help accomplish two goals: to position your retirement assets for safe, reliable income and invest discretionary assets with greater confidence.

Bucket 1

Cash Reserves

Cash for those periodic needs that require quick access to capital, such as emergencies and enjoyments. We can help establish the right cash accounts to balance your overall retirement strategy.

Bucket 2

Earned Income

This is the income you earned throughout your working years, like Social Security, pensions, and other lifetime sources. We can help you confidently navigate pension and social security claiming strategies.

Bucket 3

Secure Income

This bucket is designed to enhance your retirement lifestyle by creating consistent, reliable income. We will review a range of retirement income options to find the right ones for you.

Bucket 4

Growth & Legacy

These assets are used to create growth, flexibility, and opportunity. They enable you to confidently invest for the future. We can help you select the portfolio that aligns with your true long-term investment profile.

We can develop a plan to help make your retirement income goal a reality.

Insights that Speak to You

Client Relationship Summary

The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations. Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.

Securities and advisory services through Commonwealth Financial Network^®, Member FINRA/SIPC, a Registered Investment Advisor. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.